Panama Golden Visa & Residence Permit

At a glance

Program

Qualified Investor Visa

Real estate

From USD 300,000 (until October 15, 2026; then USD 500,000)

Outcome

Direct permanent residence

Processing time

Approximately 30 days

Stay requirement

1 visit per 2 years

Citizenship

After 5 years

Benefits

• Fast and direct permanent residence (approximately 30 days).
• Territorial tax system (foreign income not taxed).
• Stable, USD-based economy.
• Spouse, children, parents, and dependents included.
• Very low physical presence requirement.

Requirements

• USD 300,000 unencumbered real estate (held for 5 years).
• Clean criminal record and legal source of funds.
• Valid health certificate.

Costs

Real estate

From USD 300,000 (USD 500,000 after October 15, 2026)

Government and legal fees

Additionally apply

FAQ

When does the USD 300,000 threshold increase?

After October 15, 2026, the minimum real estate amount will permanently rise to USD 500,000.

How long does it take to get residence?

The process is completed in approximately 30 days, granting direct permanent residence.

Can I become a citizen?

Citizenship can be applied for after 5 years of holding residence status. Panama's physical presence requirement is minimal: one visit every 2 years.

Is mortgaged real estate accepted?

No. The real estate subject to investment must be unencumbered (debt-free) and held for at least 5 years.

Will I pay tax in Panama?

Panama applies a territorial tax system; your foreign income is not taxed in Panama, only Panama-source income is taxable.

Can I include my family?

Yes. Spouse, dependent children, and parents can be included in the application.