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Golden Visa Partners

2026 Program Guide

Portugal Retirement Visa

The Portugal D7 Visa grants residence to retirees and passive-income earners with roughly EUR 920 per month (about EUR 11,040 per year) in passive income. With Schengen access, a low income requirement, and a path to permanent residence and citizenship after five years, it is one of Europe's most attractive retirement programs.

Last updated: 2026-07-07 · Reviewed by: Burak Ünal

At a glance

Program
D7 Visa
Passive income
~EUR 920/month (spouse +50%, child +30%)
Schengen
Free movement
Permanent residence/citizenship
After 5 years
Stay requirement
~4 months/year

Who is it for?

  • Those seeking EU retirement with a low income requirement (~EUR 920/month).
  • Individuals with passive income such as pension, rental income, or dividends.
  • Those targeting Schengen access and citizenship within 5 years.
  • Those wishing to relocate to Portugal with their families.

D7: Low Income Requirement Retirement

The Portugal D7 Visa is one of Europe's most accessible retirement pathways, requiring proof of roughly EUR 920 per month (about EUR 11,040 per year) in passive income. This amount increases by 50% for a spouse and 30% for each child. Spending approximately four months per year in Portugal is enough to maintain residence status; accepted income sources include pensions, rental income, dividends, and royalties.

Tax and Citizenship

For new residents relocating to Portugal, the new IFICI tax incentive replaced the former NHR regime in 2024. After five years of legal residence, applicants may apply for permanent residence and (with A2-level Portuguese) citizenship. The D7 stands out for its affordability and its path to citizenship.

Benefits

  • One of Europe's retirement visas with the lowest income requirement.
  • Access to the Schengen area.
  • High quality of life and healthcare system.
  • Path to citizenship, with family included.

Requirements

  • ~EUR 920/month in passive income.
  • Accommodation and health insurance.
  • Clean criminal record.

Costs

Proof of income
~EUR 11,040/year
Visa and residence permit fees
Additional fees apply

FAQ

What is the income requirement?
The main applicant needs roughly EUR 920 per month in passive income; add 50% for a spouse and 30% for each child.
How long do I need to stay?
Spending about 4 months per year in Portugal is enough to maintain residence status.
What types of income are accepted?
Pensions, rental income, dividends, royalties, and similar regular passive income are accepted.
When can I apply for citizenship?
After five years of legal residence, with an A2 level of Portuguese, you can apply for citizenship.

Sources

Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.

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