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Golden Visa Partners

2026 Program Guide

Spain Retirement Visa

The Spain Non-Lucrative Visa (NLV) is for those wishing to live in Spain without working, with roughly EUR 2,400 per month in passive income. It offers a Mediterranean climate and a high quality of life, but requires 183 days of residence per year and does not permit work.

Last updated: 2026-07-07 · Reviewed by: Burak Ünal

At a glance

Program
Non-Lucrative Visa (NLV)
Passive income
~EUR 2,400/month
Work
Not permitted
Residence
183 days/year
Permanent residence/citizenship
After 5/10 years

Who is it for?

  • Those wishing to live in Spain without working, on passive income (~EUR 2,400/month).
  • Retirees prioritizing the Mediterranean climate and a high quality of life.
  • Those prepared to reside in Spain for 183 days per year.
  • Those seeking a path to permanent residence (5 years) and citizenship (10 years).

No Work, 183 Days of Residence

The Non-Lucrative Visa prohibits any gainful activity, including remote work, and relies entirely on passive income. The required income is roughly EUR 2,400 per month (with additional amounts for family members). To renew the visa, at least 183 days of residence in Spain per year are required, which also makes you a Spanish tax resident.

Tax and Citizenship

183 days of residence per year means you become liable for tax in Spain on your worldwide income, so tax planning is important. Permanent residence can be applied for after five years of residence, and citizenship after ten years (two years for applicants from certain Latin American countries and Iberian origin).

Benefits

  • Mediterranean lifestyle and climate.
  • Access to the Schengen area.
  • Quality healthcare system.
  • Path to permanent residence and citizenship, with family included.

Requirements

  • ~EUR 2,400/month in passive income (plus additional amounts for family).
  • Health insurance and clean record.
  • 183 days of residence per year.

Costs

Proof of income
~EUR 28,800/year
Visa and residence permit fees
Additional fees apply

FAQ

Can I work?
No, the Non-Lucrative Visa prohibits any work, including remote work.
How long do I need to stay in Spain?
At least 183 days per year in Spain are required to maintain the visa.
Will I become a tax resident?
Yes. 183 days of residence per year makes you a Spanish tax resident on your worldwide income.
What is the income requirement for family?
In addition to the main applicant, additional proof of income is required for each dependent family member.

Sources

Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.

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