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2026 Program Guide

Philippines Retirement Visa

The Philippines SRRV (Special Resident Retiree's Visa) grants permanent residence to applicants over 40 following the 2025 restructuring. A deposit of USD 15,000-50,000 is required depending on age and retirement status; it offers a low cost of living and tropical lifestyle.

Last updated: 2026-07-07 · Reviewed by: Burak Ünal

At a glance

Program
SRRV
Age
40+
Deposit
USD 15,000 - 50,000 (depending on age/retirement status)
Outcome
Permanent residence
Application fee
~USD 1,500

Who is it for?

  • Those over 40 seeking permanent residence with a relatively low deposit.
  • Those wanting a low cost of living and a country where English is widely spoken.
  • Applicants with or without retirement income (depending on deposit tier).
  • Those wanting tropical island living and the option to include family.

SRRV: Permanent Residence via Deposit

The Philippines Special Resident Retiree's Visa (SRRV) raised the minimum age to 40 following the 2025 restructuring. The required bank deposit ranges from USD 15,000 to USD 50,000 depending on your age and whether you have retirement income. The SRRV does not expire and requires no annual renewal: the status remains valid indefinitely as long as the deposit and conditions are maintained.

How the Deposit Can Be Used

The deposited amount can, under certain conditions in some SRRV categories, be converted into an approved real estate investment (such as a condominium unit). This allows you to both maintain your residence and put your investment to use. Details are assessed before applying.

Benefits

  • Permanent residence opportunity.
  • Low cost of living.
  • Widespread English and tropical climate.
  • Family members can be included.

Requirements

  • Age 40 and above.
  • Deposit according to age/retirement status.
  • Clean criminal record and health check.

Costs

Deposit
USD 15,000 - 50,000
Application fee
~USD 1,500

Process

  1. Eligibility and income check

    Confirm you are 40 or older and determine your required deposit tier (USD 15,000-50,000) based on age and retirement income.

  2. Document preparation

    Gather proof of funds, health insurance, and a clean criminal record certificate for the SRRV application.

  3. Application

    Submit your SRRV application and pay the approximately USD 1,500 application fee through an accredited retirement program.

  4. Approval and residence card

    Once approved, transfer the required deposit to a Philippine bank and receive your permanent SRRV residence card.

  5. Renewal

    Maintain the deposit and required conditions to keep your permanent residence status valid indefinitely.

FAQ

What is the age requirement?
With the 2025 update, the minimum age was raised to 40.
How much deposit is required?
It ranges from USD 15,000 to USD 50,000 depending on your age and whether you have retirement income.
Does the SRRV provide permanent residence?
Yes. The SRRV offers a residence status valid indefinitely as long as conditions are maintained.
Can I convert the deposit into real estate?
In some SRRV categories, the deposit can be converted into an approved real estate investment under certain conditions.

Sources

Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.

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