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Retirement Visa
Retirement and passive-income residence programs, offering a settled life in Portugal, Spain, Greece, Thailand and beyond on passive income.
Program Details
Austria
Austria offers a residence permit for persons not engaged in gainful employment for retirees with passive income, requiring roughly EUR 23,199 per...
Program Details
Ecuador
The Ecuador retirement (Pensionado) visa grants residence with roughly USD 1,446 per month (three times the minimum wage) in income.
Program Details
Philippines
The Philippines SRRV (Special Resident Retiree's Visa) grants permanent residence to applicants over 40 following the 2025 restructuring.
Program Details
Croatia
Croatia offers residence for financially independent persons, generally requiring roughly EUR 2,500 per month in passive income or equivalent...
Program Details
Spain
The Spain Non-Lucrative Visa (NLV) is for those wishing to live in Spain without working, with roughly EUR 2,400 per month in passive income.
Program Details
Italy
The Italy Elective Residence Visa is for retirees with roughly EUR 31,000 per year in passive income.
Program Details
Costa Rica
The Costa Rica Pensionado Visa grants residence with a lifetime pension income of at least USD 1,000 per month.
Program Details
Malaysia
The Malaysia MM2H (Malaysia My Second Home) program offers tiered residence to retirees and long-term residents.
Program Details
Mauritius
The Mauritius Retired Non-Citizen Residence Permit requires applicants over 50 to transfer USD 2,000 per month (USD 24,000 per year).
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Mexico
Mexico does not have a separate retirement visa; retirees obtain residence through proof of economic solvency.
Program Details
Panama
The Panama Pensionado Visa grants direct permanent residence and extensive discounts with a lifetime pension income of at least USD 1,000 per month...
Program Details
Portugal
The Portugal D7 Visa grants residence to retirees and passive-income earners with roughly EUR 920 per month (about EUR 11,040 per year) in passive...
Program Details
Thailand
The Thailand Retirement Visa (O-A) requires applicants over 50 to hold a THB 800,000 deposit in a Thai bank or roughly THB 65,000 per month in...
Program Details
Greece
The Greece Financially Independent Person (FIP) residence permit offers residence to retirees and passive-income earners with roughly EUR 24,000 per...
Which Retirement Visa Is Right for You?
Retirement programs differ in income requirement, tax and cost of living. We define your priority together:
Lowest income requirement
Portugal's D7 (~EUR 920/month) and Panama's Pensionado (USD 1,000/month) are the most accessible.
Tax advantage
Greece applies a 7% flat tax on foreign pensions; Panama uses territorial taxation.
Tropical and affordable
Thailand and Malaysia stand out for a low cost of living.
EU + path to citizenship
Portugal's D7 opens a path to permanent residence and citizenship after five years.
Flagship Programs: A Comparative View
Income thresholds are indicative; they vary by family size and current brackets.
| Program | Income / condition | Highlight |
|---|---|---|
| Portugal (D7) | ~EUR 920/month passive income | EU + path to citizenship |
| Greece | Pension income | 7% flat pension tax |
| Panama (Pensionado) | USD 1,000/month pension | Extensive discounts |
| Spain (NLV) | ~EUR 2,400/month passive income | Schengen access |
| Thailand | THB 800,000 or THB 65,000/month | 50+, tropical living |
| Italy | ~EUR 32,000/year passive income | Elective Residence |
Frequently Asked Questions
What is a retirement visa?
It is a program that grants residence to people with a pension or regular passive income. It is usually income-based and does not include the right to work.
What is the income requirement?
It varies by country; programs such as Panama and Costa Rica start from around USD 1,000 per month of pension income. European programs may require higher income.
Is there an age requirement?
Some programs require an age of 45-55 or above, while others rely only on sufficient passive income.
How does tax work on retirement programs?
Greece offers a 7% flat tax on foreign pension income; Panama applies territorial taxation. Tax usually depends on where you actually reside.
Is health insurance required?
Yes. Valid private health insurance is required for nearly all retirement and passive-income programs.
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