What are the requirements?

You must be over 50 and show a THB 800,000 deposit or ~THB 65,000/month income.

How does it differ from the LTR?

The LTR visa is valid for 10 years and offers tax advantages, with work rights available in certain categories; the O-A is the classic annually renewed retirement visa.

Is health insurance mandatory?

Yes, the O-A retirement visa generally requires valid health insurance.

No, the O-A visa does not grant the right to work; a different category such as the LTR is required for work rights.

2026 Program Guide

Thailand Retirement Visa

The Thailand Retirement Visa (O-A) requires applicants over 50 to hold a THB 800,000 deposit in a Thai bank or roughly THB 65,000 per month in income. With a low cost of living and tropical climate, it is a popular retirement destination; it is renewed annually.

Last updated: 2026-07-07 · Reviewed by: Burak Ünal

At a glance

Program: Retirement Visa (O-A)
Age: 50+
Deposit: THB 800,000
or income: ~THB 65,000/month
Alternative: LTR Visa (10 years)

Who is it for?

Those over 50 seeking a tropical retirement with a low cost of living.
Those able to show a THB 800,000 deposit or ~THB 65,000/month income.
Those prioritizing affordable, quality healthcare.
Those considering the long-term (10-year) LTR alternative.

O-A: Deposit or Income

The Thailand Retirement Visa (O-A) is for applicants aged 50 and above. A THB 800,000 (roughly USD 24,000) deposit must be held in a Thai bank, or roughly THB 65,000 per month in income must be shown. The visa is renewed annually and generally includes a health insurance requirement.

O-A or LTR?

The classic O-A is renewed annually and does not grant the right to work. Alternatively, the Long-Term Resident (LTR) Visa offers wealthy retirees 10 years of residence, and, in certain categories, the right to work, and certain tax advantages. We help determine the most suitable option for your profile between the two.

Benefits

Low cost of living.
Tropical climate and lifestyle.
Quality and affordable healthcare.
Long-term LTR alternative.

Requirements

Age 50 and above.
THB 800,000 deposit or ~THB 65,000/month income.
Health insurance.

Costs

Deposit: THB 800,000 (~USD 24,000)
or proof of income: ~THB 65,000/month

FAQ

What are the requirements?: You must be over 50 and show a THB 800,000 deposit or ~THB 65,000/month income.
How does it differ from the LTR?: The LTR visa is valid for 10 years and offers tax advantages, with work rights available in certain categories; the O-A is the classic annually renewed retirement visa.
Is health insurance mandatory?: Yes, the O-A retirement visa generally requires valid health insurance.
Can I work?: No, the O-A visa does not grant the right to work; a different category such as the LTR is required for work rights.

Sources

Ministry of Foreign Affairs of the Kingdom of Thailand - Official Thailand e-Visa portal (Non-Immigrant O-A / O-X)

Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.

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