Switzerland Golden Visa & Residence Permit

At a glance

Program

Lump-sum taxation (forfait fiscal)

Investment type

No fixed investment, annual tax agreement

Federal minimum base (2026)

CHF 435,000

Typical annual tax

~CHF 180,000 - 400,000 (depending on canton)

Residence

183+ days per year

Citizenship

After 10 years

Benefits

• One of the world's highest quality of life.
• Stability, security, and a location at the heart of Europe.
• Predictable, negotiated tax burden.
• Path to citizenship after 10 years of residence.

Requirements

• Not having been a Swiss taxpayer in the last 10 years.
• Not working in Switzerland or earning Swiss-source income.
• Actual residence (183+ days per year) and a tax agreement with the canton.

Costs

Annual lump-sum tax

~CHF 180,000 - 400,000 (depending on canton)

Social security

~CHF 25,000/person/year

Tax base

Calculated based on rental value or cost of living

FAQ

Do I need to invest a specific amount?

No. Instead of a fixed investment, an annual lump-sum tax agreed with the canton is paid.

Is this arrangement available in every canton?

No. In 2026 approximately 19 cantons apply it; Zurich, Basel, and a few other cantons have abolished it.

Can I work in Switzerland?

No. Income-generating activity from Swiss sources is prohibited under the lump-sum taxation regime.

How much will I pay annually?

Depending on the canton and cost of living, the typical annual lump-sum tax ranges from approximately CHF 180,000 to 400,000; social security contributions also apply.

When can I apply for citizenship?

Generally, Swiss citizenship can be applied for after 10 years of legal residence; some cantons have additional requirements.

Can my family come?

Yes. A spouse and dependent children can be included in the residence.