2026 Program Guide
Malaysia Golden Visa & Residence Permit
The Malaysia Premium Visa Programme (PVIP) offers 20-year residence through a fixed deposit of RM 1 million and proof of RM 40,000 in monthly foreign income. There is no real estate requirement or minimum stay requirement; it includes the right to work.
Last updated: 2026-07-07 · Reviewed by: Burak Ünal
At a glance
- Program
- Premium Visa (PVIP)
- Fixed deposit
- RM 1,000,000
- Foreign income
- RM 40,000/month
- Duration
- 20 years (extendable)
- Stay requirement
- None
- Right to work
- Yes
Who is it for?
- Those seeking long-term, flexible residence of 20 years (no minimum stay requirement).
- Those seeking a deposit-based solution without a real estate requirement.
- Professionals and business people wanting the right to work in Malaysia.
- Those prioritizing a low cost of living and tropical climate.
PVIP: 20 Years Based on a Deposit
The Premium Visa Programme (PVIP) offers 20-year, extendable residence in exchange for a RM 1 million fixed bank deposit and proof of RM 40,000 in monthly foreign income. There is no requirement to purchase real estate, no minimum stay requirement, and the program includes the right to work. These features make it a flexible, long-term base.
PVIP or MM2H?
Malaysia has two main long-term programs. PVIP stands out for its 20-year duration, right to work, and deposit basis. Malaysia My Second Home (MM2H) is a separate program divided into different tiers (silver, gold, platinum), with deposit and, at some tiers, real estate requirements. The most suitable program is determined together based on your goals.
Benefits
- Long-term residence of 20 years.
- No minimum stay requirement.
- Includes the right to work.
- Low cost of living and a tropical climate.
- No requirement to purchase real estate.
Requirements
- RM 1,000,000 fixed bank deposit.
- Proof of RM 40,000 in monthly foreign income.
- Clean criminal record and health check.
Costs
- Fixed deposit
- RM 1,000,000
- Participation and visa fees
- Apply separately
FAQ
- Do I need to buy real estate?
- No. Unlike MM2H, PVIP does not impose a real estate requirement.
- Do I have to live in Malaysia?
- No, there is no minimum stay requirement under PVIP.
- What is the difference between PVIP and MM2H?
- PVIP is a 20-year program with the right to work, based on a deposit; MM2H is a separate program with different tiers and requirements.
- Can I withdraw my deposit?
- After a certain period, partial withdrawal of the deposit may be permitted for approved purposes such as buying a home, healthcare, or education; we verify current conditions.
- Can I include my family?
- Yes. A spouse and dependent children can be included in the application.
- Is there a path to citizenship?
- PVIP provides long-term residence; Malaysian citizenship is quite restrictive, and this program does not directly aim at citizenship.
Sources
Disclaimer: Golden Visa Partners is an investment and immigration advisory firm; it does not provide legal or attorney services. The investment amounts, timelines and program conditions on this page are for general guidance only and, because regulations change quickly, may be out of date. Before making any decision, we recommend consulting current official sources and obtaining independent legal and financial advice.
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